Covington County Property Tax Calculator
Accurate property tax estimates for Covington County including 6 incorporated cities and unincorporated areas.
Property Tax Calculator
Alabama Class III Residential
Reduces assessed value by $6,000
Total Millage Rate: 29.0 mills
State: 6.5 | County: 10.5 | School: 12
Covington County Tax Rates
State Mills
6.5
County Mills
10.5
School Mills
12
Unincorporated Total
29
Cities in Covington County
| City | City Mills | Total Mills |
|---|---|---|
| Andalusia | 8.5 | 37.5 |
| Florala | 6 | 35 |
| Lockhart | 4 | 33 |
| Opp | 7 | 36 |
| Red Level | 5 | 34 |
| River Falls | 3 | 32 |
| Unincorporated Areas | — | 29 |
Navigating Residential Tax Rates Across Covington County
Covington County anchors its residential property tax framework on a baseline of 29 mills for unincorporated parcels, a figure that shapes every escrow projection across the county. That 29-mill total is composed of 6.5 state mills, 10.5 county mills, and 12 mills earmarked for local schools.
Alabama classifies owner-occupied homes as Class III property, which means your assessed value equals just 10% of the appraised market value. On a Covington County home appraised at $250,000, only $25,000 becomes the taxable base before any exemptions are applied.
Primary residents of Covington County may claim Alabama's homestead exemption, trimming $6,000 from assessed value ($4,000 state plus $2,000 county) before the millage rate is applied.
The 6 municipalities of Covington County (Andalusia, Opp, and River Falls among them) each set distinct rates, so entering your exact city rather than the county default produces a materially more accurate estimate.
Treat these Covington County estimates as an informed starting point and validate the exact numbers with the county assessor prior to budgeting your monthly escrow.